We specialise in providing high quality personal advice on many aspects of wealth management, advising clients of widely differing financial resources and of all ages. Additionally, we assist businesses in the increasingly complex area of corporate financial planning, providing guidance on pensions, protection for directors, key employees or shareholders, tax reliefs and aspects of exit strategy planning.

W: www.emmarallswealthmanagement.co.uk
E: Emma.Ralls@sjpp.co.uk
T: 07500 906 881

I have been advising clients since 2006. I was the senior financial adviser in Bradford & Bingley in Whitehaven and Cockermouth, until Santander bought the company. I then decided to continue to work for Legal & General but in Northern Rock in Kendal and Carlisle, which then became Virgin Money. I always wanted to set up my own financial advice company, and did so in October 2013. I advise on many areas of need, such as ISAs, pension planning, unit trusts, investment bonds, pension transfers, life cover, income protection, critical illness cover, whole of life insurance and inheritance tax planning. I help people of various age groups to achieve their goals and objectives.
— Emma Ralls, Director, Emma Ralls Wealth Management